{"id":58,"date":"2026-10-05T19:16:51","date_gmt":"2026-10-05T23:16:51","guid":{"rendered":"https:\/\/demo.doctorx.ca\/realtor\/calculators\/"},"modified":"2026-10-05T19:16:51","modified_gmt":"2026-10-05T23:16:51","slug":"calculators","status":"publish","type":"page","link":"https:\/\/demo.doctorx.ca\/realtor\/calculators\/","title":{"rendered":"Home-buying calculators"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Work out a mortgage payment, what you can afford, land transfer tax and mortgage insurance. Figures are estimates; talk to your lender for a quote.<\/p>\n\n\n\t<div class=\"drx-calc-hub\">\n\t\t<div class=\"drx-calc-tabs\" role=\"tablist\">\n\t\t\t<button type=\"button\" class=\"drx-ct on\" data-t=\"mtg\" role=\"tab\" aria-selected=\"true\">Mortgage payment<\/button>\n\t\t\t<button type=\"button\" class=\"drx-ct\" data-t=\"aff\" role=\"tab\" aria-selected=\"false\">Affordability<\/button>\n\t\t\t<button type=\"button\" class=\"drx-ct\" data-t=\"ltt\" role=\"tab\" aria-selected=\"false\">Land transfer tax<\/button>\n\t\t\t<button type=\"button\" class=\"drx-ct\" data-t=\"cmhc\" role=\"tab\" aria-selected=\"false\">CMHC insurance<\/button>\n\t\t<\/div>\n\n\t\t<div class=\"drx-calc-panel\" data-p=\"mtg\" role=\"tabpanel\">\n\t\t\t<div class=\"drx-cg\">\n\t\t\t\t<label>Home price ($)<input data-f=\"m_p\" id=\"drx-calc-1-m_p\" type=\"number\" inputmode=\"decimal\" value=\"800000\"><\/label><label>Down payment ($)<input data-f=\"m_d\" id=\"drx-calc-1-m_d\" type=\"number\" inputmode=\"decimal\" value=\"160000\"><\/label><label>Interest rate (%)<input data-f=\"m_r\" id=\"drx-calc-1-m_r\" type=\"number\" inputmode=\"decimal\" value=\"4.79\" step=\"0.01\"><\/label><label>Amortization (years)<input data-f=\"m_y\" id=\"drx-calc-1-m_y\" type=\"number\" inputmode=\"decimal\" value=\"25\"><\/label><label>Contract term (years)<input data-f=\"m_t\" id=\"drx-calc-1-m_t\" type=\"number\" inputmode=\"decimal\" value=\"5\"><\/label>\t\t\t<\/div>\n\t\t\t<div class=\"drx-out\">Estimated monthly payment: <strong data-o=\"m_out\">-<\/strong><\/div>\n\t\t\t<div class=\"drx-calc-actions\">\n\t\t\t\t<button type=\"button\" class=\"drx-cbtn\" data-a=\"full\">Full amortization schedule<\/button>\n\t\t\t\t<button type=\"button\" class=\"drx-cbtn ghost\" data-a=\"term\">Contract term schedule<\/button>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"drx-calc-panel\" data-p=\"aff\" role=\"tabpanel\" hidden>\n\t\t\t<div class=\"drx-cg\">\n\t\t\t\t<label>Annual household income ($)<input data-f=\"a_i\" id=\"drx-calc-1-a_i\" type=\"number\" inputmode=\"decimal\" value=\"150000\"><\/label><label>Monthly debt payments ($)<input data-f=\"a_debt\" id=\"drx-calc-1-a_debt\" type=\"number\" inputmode=\"decimal\" value=\"600\"><\/label><label>Down payment ($)<input data-f=\"a_d\" id=\"drx-calc-1-a_d\" type=\"number\" inputmode=\"decimal\" value=\"100000\"><\/label><label>Interest rate (%)<input data-f=\"a_r\" id=\"drx-calc-1-a_r\" type=\"number\" inputmode=\"decimal\" value=\"4.79\" step=\"0.01\"><\/label>\t\t\t<\/div>\n\t\t\t<div class=\"drx-out\">You can likely afford up to: <strong data-o=\"a_out\">-<\/strong><span class=\"drx-sub\" data-o=\"a_sub\"><\/span><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"drx-calc-panel\" data-p=\"ltt\" role=\"tabpanel\" hidden>\n\t\t\t<div class=\"drx-cg\">\n\t\t\t\t<label>Purchase price ($)<input data-f=\"l_p\" id=\"drx-calc-1-l_p\" type=\"number\" inputmode=\"decimal\" value=\"800000\"><\/label><label>Property in the City of Toronto?<select data-f=\"l_tor\" id=\"drx-calc-1-l_tor\"><option value=\"0\">No<\/option><option value=\"1\">Yes<\/option><\/select><\/label><label>First-time buyer?<select data-f=\"l_ftb\" id=\"drx-calc-1-l_ftb\"><option value=\"0\">No<\/option><option value=\"1\">Yes<\/option><\/select><\/label>\t\t\t<\/div>\n\t\t\t<div class=\"drx-out\">Total land transfer tax: <strong data-o=\"l_out\">-<\/strong><span class=\"drx-sub\" data-o=\"l_sub\"><\/span><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"drx-calc-panel\" data-p=\"cmhc\" role=\"tabpanel\" hidden>\n\t\t\t<div class=\"drx-cg\">\n\t\t\t\t<label>Home price ($)<input data-f=\"c_p\" id=\"drx-calc-1-c_p\" type=\"number\" inputmode=\"decimal\" value=\"600000\"><\/label><label>Down payment ($)<input data-f=\"c_d\" id=\"drx-calc-1-c_d\" type=\"number\" inputmode=\"decimal\" value=\"45000\"><\/label>\t\t\t<\/div>\n\t\t\t<div class=\"drx-out\">CMHC insurance premium: <strong data-o=\"c_out\">-<\/strong><span class=\"drx-sub\" data-o=\"c_sub\"><\/span><\/div>\n\t\t<\/div>\n\n\t\t<p class=\"drx-calc-note\">Estimates only, for planning. Contact Jordan for exact figures including taxes, legal fees and lender terms.<\/p>\n\t<\/div>\n\t\n","protected":false},"excerpt":{"rendered":"<p>Work out a mortgage payment, what you can afford, land transfer tax and mortgage insurance. Figures are estimates; talk to your lender for a quote.<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-58","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demo.doctorx.ca\/realtor\/wp-json\/wp\/v2\/pages\/58","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.doctorx.ca\/realtor\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demo.doctorx.ca\/realtor\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.doctorx.ca\/realtor\/wp-json\/wp\/v2\/comments?post=58"}],"version-history":[{"count":1,"href":"https:\/\/demo.doctorx.ca\/realtor\/wp-json\/wp\/v2\/pages\/58\/revisions"}],"predecessor-version":[{"id":89,"href":"https:\/\/demo.doctorx.ca\/realtor\/wp-json\/wp\/v2\/pages\/58\/revisions\/89"}],"wp:attachment":[{"href":"https:\/\/demo.doctorx.ca\/realtor\/wp-json\/wp\/v2\/media?parent=58"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}